offered by HYCA Development Services, LLC
A licensed real estate
broker in Texas.
You Secretly Sacrificing Your Income?
Millions of ordinary
Americans are paying more, or worse, being denied for
a loan, credit, insurance, rent or utilities because of
the growing use of the consumer “Credit Score”.
In virtually every household budget a Secret Sacrifice
is being made by consumers as creditors use the credit
score to justify increased fees on the highest level of
consumer debt in history.
How The Secret Sacrifice Costs You Every Month:
with Credit Score: 502
with Credit Score: 698
$39 Late Fee
$29 Late Fee
Electric, Phone & Cable
is paying $298.34 (20%) more per month than Tim for
the same items!
Lori is sacrificing
$3,580.08 of her annual income due to her low credit
is for illustration purposes only.
That's Not All. Your Low Score Is Hurting You In Other
Denied Credit. Having a low score often
means you won't get that credit card you want. Ready
for a new car? How about a new home? It's not going
to happen with a low score. Don't put your dreams on
hold, you need a proven plan to achieve your dreams!
Get your plan now.
Higher Insurance Rates - Or Worse, Denial Of
Insurance. That's right. It might not seem
fair, but the price you pay for insurance is often based
on your credit score. With a lower score, your insurance
company will expect you to be a higher risk. Don't expect
your insurance agent to tell you about this dirty little
secret. The good news is you don't have to be a victim.
Stop the madness now!
Higher Utility Rates. The Secret Sacrifice
has worked so well to increase profits for your lenders
and insurance agents that now utility companies are
jumping into the game. That's right! More and more electric
and telephone utilities have switched to risk-based
pricing - which is just a fancy way of saying they are
going to charge you higher prices if you have a lower
score. You need a strategy
to win this game!
Apartment: Denied. Employment: Denied.
Did you know that when you fill-out an application to
rent an apartment -- or even an employment application
-- you are often giving permission to use your credit
as a factor in the decision? Your landlord wants to
know if you are at risk of defaulting on your payments.
And your employer considers your credit management habits
as an indicator about your reliability and trustworthiness.
Sure it may not seem fair, but that's the way it is.
You can't afford to lose this game. Take
control of your credit now.
Stop Making The
Raising your credit score
is the key to avoiding the Secret Sacrifice. Unfortunately,
the credit scoring method is a well guarded secret. Not
even the company that denies you credit can tell you exactly
why you have been given your particular score. But when
you enroll in the Community Empower ScoreManager,
you not only learn what your score is -- you'll see the
factors that created your score AND how to improve it
to avoid the Secret Sacrifice.
Call 972-532-0005 • 800-362-6101