Frequently Asked Questions

Q: Are Public Loan Grants real?
A: Yes! All over the country, local government housing authorities and other non-profit public benefit entities have millions of dollars of bonds, grants and other forms of housing assistance to offer the public. In many cases, these municipal gift grants never have to be paid-back by the homeowner. To learn more, take a look at the programs that are currently available.

Q: Why is this money being made available?
A: Local government housing authorities and other non-profit public benefit entities have a mission to help more Americans become homeowners. The goal is to enrich and improve the local community one family at a time.

Q: Who can qualify for these programs?
A: Given the variety of programs available -- almost anyone. In general, you must have a job and documentable income. Some programs are for low to moderate income families and individuals - while others have no upper income or purchase price limits. Each program has its own qualifications - that's why PublicLoanGrants.org is so helpful. No matter what your situation, PublicLoanGrants.org has a program that can help you.

Q: How much does it cost to apply? How do I pay?
A: The cost to apply is $50 for an individual or $75 for a joint application. The reason we charge this fee is to offset the costs involved in processing your application. As part of your application, you will receive a comprehensive credit improvement analysis. You must pay with a credit card to submit your online application. If you wish to pay by cashiers check or money order, simply fill-out the online application, and when you reach the payment screen, click the link titled: "If you don't have a credit card, click here". This will produce an invoice you can print and mail to us.

Q: What happens after I submit my online application?
A: The system will display the initial results within a few seconds. The screen will display a list of the programs you may be pre-qualified for as well as a link to your comprehensive credit improvement analysis. A counselor will follow-up with you about your results within a few business days, but if you would like to get started immediately, you can contact us.