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Millions of ordinary Americans will pay more,
or worse, be denied for a loan, credit, insurance, rent or utilities
because of the growing use of the consumer “Credit Score”.
In virtually every household budget a Secret Sacrifice is being
made by consumers as creditors use the credit score to justify increased
fees on the highest level of consumer debt in history.
| Here's
How The Secret Sacrifice Costs You: |
| Monthly
Bills |
Lori
with Credit Score: 498 |
Tim
with Credit Score: 702 |
Credit
Card 1
w/$3,000 balance |
$289.52
(28% APR) |
$266.55
(12% APR) |
Credit
Card 2
w/$1,500 balance |
$141.84
(24% APR) |
$131.87
(10% APR) |
| Auto
Loan $25,000 |
$581.71
(14% APR) |
$486.23
(6.25% APR) |
| Auto
Insurance |
$143.17 |
$98.32 |
Utilities
Electric, Phone & Cable |
$224.97 |
$196.17 |
| Totals |
$1,381.21 |
$1,179.14 |
Lori
is paying $202.07 (17%) more per month than Tim for the same
items!
Lori
is sacrificing
$2,424.84 of her annual income due to her low credit score. |
| Chart
is for illustration purposes only. |
Stop
Making The Secret Sacrifice!
Raising your credit score is the key to avoiding the Secret Sacrifice.
Unfortunately, the credit scoring method is a well guarded secret.
Not even the company that denies you credit can tell you exactly
why you have been given your particular score. But when you enroll
in Community Empower, you not only learn what your score is -- you'll
see the factors that created your score AND how to improve it to
avoid the Secret Sacrifice.
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