Steven M. of Dallas, TX Writes: "I enrolled in the CE ScoreManager program for the first time in September, 2004. My Credit Score was 576. I took action to remove items from my report that were not mine and began following my online action plan. At this time the interest rate on my credit cards was between 24.9% and 29.9%, or approximately $100.00 per month in interest only."

"In October, 2004 I received my second ScoreManager online analysis. My Credit Score was 591. The suggestions from Community Empower were successful; however a couple of the items I thought would be removed were still showing on my report. The system advice instructed that sometimes it takes 4-6 weeks for these changes to be reflected at the bureaus. So I continued to take the actions suggested in my strategy."

"On November, 2004, I received my third analysis. Keep in mind this was only 60 days from my first action plan. My Credit Score was 661!!! Wow!!! An 85 point increase in just 60 days!!! Before Community Empower, I had no clue of what action I needed to take to move my score forward!"

"On December 28, 2004 My Credit Score was 680!!! Nothing but good news is coming my way concerning my Credit Score! Now that is exciting!"

"On January 29, 2005, My Credit Score was 720!!! I am not a mortgage expert by any means, but according to my information, I am now considered an "A" paper loan which means I would be eligible for the lowest interest rate on a home purchase and avoid paying the "Secret Sacrifice"! Also, remember that interest rate on my credit cards of 24.9% to 29.9%? We received a new credit card with 0% interest on all balance transfers and new purchases for 12 months. That is a savings of approximately $100.00 per month on interest rates!! WOW!!!"

"When my Credit Score was 576, my interest rate on a new home would have been in the high 9% range with a 10% down payment required. Now, with a score of 720, my interest rate will be in the high 5% range with no down payment needed! PLUS, on a $175,000 home I will be saving at least $400.00 per month on my monthly mortgage payment and avoid the $17,500 down payment!."

"Here is the difference Community Empower made for me personally:"

"Now I am pre-qualified to buy a home and I will save a minimum of $400.00 per month in interest! For the same money I would have been spending, I can have a new home and a new car! Don't forget, I am also saving approximately $100.00 per month on credit card interest. Thank you Community Empower!"

Yomarra G. Writes: "Honestly, I think all this is thanks to Community Empower! I have just applied for two secure credit cards and I have been looking around at townhomes. Thank you for creating the ScoreManager program, I'm so glad to see positive results and a bright light after so many years of darkness."

Elijah D. Writes: "Thanks for the expert advice offered in our online recovery strategy. The one remaining collection on each credit report has been resolved. I want to continue to improve our respective scores and then live responsibly in our finances. We have learned to be very judicious with our finances since beginning with Community Empower. Thank you."

Karen F. Writes: "I wanted to let you know how efficient and helpful your ScoreManager program has been for myself. I was able to obtain online credit information and ways to better my credit score. I enrolled in Community Empower's ScoreManager program because of a new home I am purchasing. I found this information very helpful. I have recommended others to enroll in Community Empower. I have been very pleased with the amount of information the system has provided. It has been thorough and very helpful."

Isn't It Time To Start Your Own Success Story?